tmntfanboy

I recently walked into my garage to discover that the basement floor and foundation wall blocks in the front corner of the house have severely cracked and a large gap has appeared between the wall and the basement floor that runs the length of the garage. The gap starts wide at the garage door end and then narrows as it approaches the back of the garage. I'm in a bad place right now in that I have zero money to invest in any repair work. As much I would love to get the problem fixed immediately, it is impossible at this time. Can anyone take a look at some pics I have and tell me what I have going on here, how it can be fixed and about how much it would cost me? Also, will my house collapse if I have to wait very long to repair it? Any help would be greatly appreciated. Thanks!

http://flic.kr/p/agDMGd

http://www.flickr.com/photos/51105163@N04/6084331336

http://www.flickr.com/photos/51105163@N04/6083787417

http://www.flickr.com/photos/51105163@N04/6083787483

BridgeMan

I'd like to help, but can't open your pix.

tmntfanboy

Flickr: tmntfanboy's Photostream

tmntfanboy

Sorry about that. I fixed the post. Can you take a look now?

Also, here are two more pics...

http://www.flickr.com/photos/51105163@N04/6084331650/

http://www.flickr.com/photos/51105163@N04/6084331918/

BridgeMan

The pictures would indicate that you have significant settlement taking place. This type of thing doesn't happen overnight, but usually over an extended period of time. I've seen similar cases, and most were the result of changes in the foundation support material, usually caused by excess water getting to below the footings. Chances are your house's footings don't contain any longitudinal reinforcing steel, which would have prevented what you're seeing. Except in seismic zones, the IRC (International Residential Code) doesn't require footing rebar, which I always thought was strange.

I know you don't want to hear this, but I don't think there are any cheap and quick fixes for the problem. While I don't think the place is in danger of collapse, you should look into getting quotes from foundation repair specialists. Helical piers can be installed externally, and will raise the settled corner back to its original grade. Mud-jacking is also an option. A good masonry contractor can repoint the unbonded brick and block mortar joints, along with filling the open slab corner crack.

If money is tight, talk to your mortgage lender to see if they'd consider a home equity loan to cover the cost of repairs. The lender might look favorably at helping preserve his/her investment.

tmntfanboy

Thanks for the information! I really appreciate it. I plan to do just that.