I know this is probably a long shot, but I'm looking for a little bit of guidance. We are looking to buy our first home. We found a house that meets all of our requirements (3 bed, 2.25 bath, two stall attached garage, good neighborhood, close to both jobs) that was a foreclosure and the bank is asking only for what they lost. It's way less expensive than what we originally were budgeting to spend.

The only problem is that there looks to be a crack in the basement foundation. It's a split level built in 1978 with concrete block foundation and a finished basement. I can't see any bowing on the inside walls but I am no expert. The only indication is that there are cracks that have obviously been filled on the outside. My question is: Have these cracks (picture attached) actually been fixed? Or have they just tried to cover it up? If they just tried to cover it up how much would I expect to pay to have it fixed for real? We're trying to see if it would be more cost effective to buy a home that is less expensive than we can afford but needs some work put into it vs. a house that is right at our maximum budget price but needs no work.

This is the only part of the house that needs work (the deck is in rough shape,too), everything else is up to date.