Awesome. This gives me the clearest idea of what a beam-above-joist could look like:
I snagged the pix from the webpage that neal linked to. Thanks neal
Whatever i do, I will be bracing the overlap where the joists meet. I know the ends are too short - just a few inches of overlap - and that is part of the problem.
Still waiting for the chilly weather to pass, but keeping busy in my basement...