This might be off-topic, but I wasn't sure of a better place to post it.
Last Xmas our sump pump failed and as the result our basement got flooded. The damage was not that extensive: we had to remove carpeting from basement bedrooms and throw our miscellaneous junk that got damaged by water. We did not file an insurance claim at that time. It appears now, however, that there is longer term damage: our basement have had a fairly strong meldewy smell for a couple of months.
Can we still file a claim now? We live in MD in a Wash DC suburb.