DIY Home Improvement, Remodeling & Repair Forum > DIY Home Improvement > General Home Improvement Discussion > Home Insurance




Reply
 
LinkBack Thread Tools Search this Thread Display Modes
Old 01-25-2007, 10:45 PM  
Andrea
Junior Member
 
Join Date: Jan 2007
Posts: 2
Default Home Insurance

Good Day to Everybody,

Kindly help me. I bought a house last week. I bought it from a good friend of mine. And I want to buy a insurance for it. I am asking some of my friends where did they get their insurance for their house. An by checking for insurance online I came into;

oneshopinsurance.com

Has anyone tried online insurance? how effective is the online quote system? can i depend my money on this?
If you have any suggestions it would be very much appreciated.

Thanks,
Andrea



__________________

Last edited by Square Eye; 01-30-2007 at 06:26 AM.
Andrea is offline  
 
Reply With Quote Quick reply to this message
Old 01-26-2007, 12:25 PM  
glennjanie
Senior Member
 
Join Date: Mar 2006
Posts: 2,992
Liked 2 Times on 2 Posts

Send a message via AIM to glennjanie
Default

Hello Andrea and Welcome:
I love to vist Chicago!
I would get at least 3 bids on the coverage and my old-fashioned mind wants to look an agent in the eyes. If the internet is the lowest price for comparable coverage and can tell you of a local adjuster for you to contact, then you can forget my old-fashioned ideas and probably get a good deal.
Hmmm, after re-reading that, it sounds like a politician's answer.
Glenn



__________________
glennjanie is offline  
 
Reply With Quote Quick reply to this message
Old 01-30-2007, 12:02 AM  
Andrea
Junior Member
 
Join Date: Jan 2007
Posts: 2
Default

Yeah Glenn, but i think searching for insurance in the net is more usefull, because i can compare insurance price and quotes, from many sorce, and at the end choose whats best for me,
I have also checked progressive and state farm


Andrea

__________________
Andrea is offline  
 
Reply With Quote Quick reply to this message
Old 02-08-2007, 11:27 AM  
Rustedbird
Senior Member
 
Join Date: Oct 2006
Posts: 117
Default

I have Allstate for both the car and the townhouse. Thinking about firing them. They raised my house insurance because of the fire across the street. Arrgh.

It may not mean much but I did have this place throughly checked out and repaired when I bought it, plumbing and electrical-wise. Also added stuff like a dedicated smoke alarm circuit, CO detectors and two big honking fire extinguishers.

__________________
Rustedbird is offline  
 
Reply With Quote Quick reply to this message
Old 02-08-2007, 12:59 PM  
Square Eye
Senior Member
 
Square Eye's Avatar
 
Join Date: Jan 2006
Posts: 1,273
Liked 4 Times on 4 Posts

Default

I buy my home and car insurance through the local Farm Bureau Insurance agency.
I know my agents, I do storm damage contracts for the company.
I have had a claim in the last 3 years and the claim was paid within a week.
For my money, being able to call my agent or walk in the door and they call me by name and ask me how's my kids, that means a lot to me and gives me great confidence that they'll take care of me and treat me fairly.

To each his own, I have shopped around but with the multiple policy discounts and clean driving record discounts, they are very competitive and I can't justify switching companies.

Try to shake hands with an on-line representative and see if you ever get to talk to the same person twice.
More than likely that won't ever happen

__________________

[URL="http://www.houserepairtalk.com/announcement.php?f=39&a=6"][size=3]The Ten Commandments of House Repair Talk[/size][/URL]



[URL="http://home.bellsouth.net/p/s/community.dll?ep=16&groupid=289528&ck="]Square Eye's home page[/URL]

Square Eye is offline  
 
Reply With Quote Quick reply to this message
Old 02-08-2007, 01:05 PM  
glennjanie
Senior Member
 
Join Date: Mar 2006
Posts: 2,992
Liked 2 Times on 2 Posts

Send a message via AIM to glennjanie
Default

It seems that all the insurance companies want to tell you how you can save hundreds on your car insurance; maybe they will be the same about home-owner's. Try to get several companies bidding and make sure they all cover the same things, apples to apples and oranges to oranges. Brace yourself, they will all go up almost every year.
Glenn

__________________
glennjanie is offline  
 
Reply With Quote Quick reply to this message
Old 02-09-2007, 12:16 PM  
cibula11
Senior Member
 
Join Date: Dec 2006
Posts: 331
Default

Oftens times you get a pretty good cut in your insurance if you go through the same company that your cars are on.

__________________
cibula11 is offline  
 
Reply With Quote Quick reply to this message
Old 04-10-2007, 04:07 AM  
Rustedbird
Senior Member
 
Join Date: Oct 2006
Posts: 117
Default

I checked out the farm bureau.....just need another 9.9 acres. Oh well. Allstate does the car too, not much of a break.



__________________

Last edited by Rustedbird; 04-10-2007 at 04:08 AM. Reason: Added last sentence.
Rustedbird is offline  
 
Reply With Quote Quick reply to this message
Reply


Quick Reply
Message:
Options

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter DIY Home Repair Forum Replies Last Post
Article - 7 Basic Home Security Tips "L" General Home Improvement Discussion 0 01-29-2007 01:32 PM
Article - Home Security Systems: What to Choose "L" General Home Improvement Discussion 0 01-29-2007 01:26 PM
Home Security TxBuilder General Home Improvement Discussion 1 10-11-2006 01:30 AM