I guess I am a bit of a turd for saying this because circustances have allowed me to. But Ya' gotta save. You just gotta. I used to work union construction, payday was friday by contract. Guys would be broke before payday. I am thinking Dude, cut spending somewhere anything. The stress of that- ugh. I never have and hopfully never will live paycheck to paycheck. Some of these guys had money but just spent it on all sorts of things. We were making good $$$ (soild union trades) but these guys would buy crap. the married guys would buy stuff but mostly the single guys- big *** trucks big TV's one guy had a 1985 toyota with 60,000 on it. The idiot sells it for $200 and buys an audi quattro- boom a month later an $600 repair bill
I guess I am off the off topic