I have met with several window companies, they each recommend insert windows for my 1990's-era townhouse.
Several friends have recommended full frame replacements with nailing fins. One friend recommended finding a carpenter who installs windows, rather than a window company.
Some of the contractors I have met with have suggested that installing full frame replacements will be so costly that it is foolish. However, I don't trust them because they may just want a faster installation for their crew.
Is installing full frame replacements a fool's errand? Is it going to be very costly compared to insert windows?
I realize that job costs always vary. However, I need to find out if pursuing full frame replacements is a wild goose chase or something that normal people actually do (vs. rich people with money to throw away).