You have some good advice here. I want to add a little to Hube's post. Make sure the stove and all accessories (stove pipe, floor thimble and roof flashing) have the Underwriter's seal of approval. Install it exactly according to the instructions included with the stove and take lots of pictures of the installation. Make sure you observe the clearances for furniture and such. Ask your insurance company first and, if you make sure of these things, you will have a good court case with the insurance company if you need it.