Good question. The CAFI detects and reports (via its internal diagnostics) 6 different faults, including ground faults:
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...but its function as a GFCI is questionable, and generally not explicitly mentioned in Schneider's literature. In fact, I was told by a Schneider tech support guy that it was NOT a GFCI. They say: "Breakers designed to protect against parallel and series arcs are called Combination Arc-Fault Circuit Breakers, have a CAFI suffix, and have a white test button. An example catalog number is QO120CAFI." I remain puzzled, but will continue digging in to it as time permits. Somewhere I found a pretty good internal diagram of how a GFCI works, but it's escaped me for now.