Good day guys Im Quintin Williams, from Minnesota, I am shopping around for my homeowners insurance and I'm hoping I can get opinions from everybody here about which ones to avoid and which ones you have had a good experience with. I have been surfing the net for good insurance, I came into http://www.insurancepaylite.com has anyone tried online insurance? how effective is the online quote system? can i depend my money on this? thanks in advance.