When I was a kid, we lived in a nice house, had an in-ground swimming pool, my parents traveled every year, took my brother and I on a trip to Disney world and 3 Caribbean cruises all before I turned 16. My mom was a homemaker and my dad worked hard at a modest wage. Now days, I look back and wonder... Interest rates for mortgages are the lowest they will ever be, everything is made in China and as inexpensive as it will ever be. Why is it that my wife and I make in the $95,000 a year mark, and live in an average house and struggle to give my kids the kind of life that I remember growing up? How are my kids ever going to make it?