$60 for a vet per year? It's more than that just to bring an animal in here.
I'll never have a "smartphone". The entire concept aggravates me beyond the cost (you forgot insurance in cast the eggshell screen cracks). I know it's the size of the things that irritate me, but I think it's more deep down than that, like the zombies that walk in front of traffic watching a movie or something. Can't do that at home, can you?
A lady (zombie) walked right in front of me the other day, I was doing maybe 15 behind a store, but I had to press the brakes hard... She just stared at me, and all I could think of was she was on Tranq. She didn't have a phone, or I didn't see it. She didn't raise her hands and say "Oh S, Sorry, My bad"... Nothing... just kept walking.
I checked Verizon, for their Apple phone and a year of service with the cheapest plan available, it was $1760... If I brought my own phones, 4 needed, it would be $1200 for the service.
For me, it's a Military grade flip that cost $129 and the plan that's $100 a year. I get 1000 minutes a month and unlimited texts, don't use the internet because I have that at home... I can drop it off a roof and the only thing that might happen is the battery pops off. If I were to talk on it for 33 minutes a day, I would lose my mind, so I have no problem staying in that boundary. People know they have a very limited time to get their point across, like 5 minutes, or I'll get bored and drift off into space cadet land.
This lady built a Rotary cell phone... I haven't watched it yet, but I would do it!