Healthcare costs.

Discussion in 'General Chit-Chat' started by Chris, Feb 10, 2015.

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  1. Feb 13, 2015 #161

    bud16415

    bud16415

    bud16415

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    You did get my point then. That was it Tax or Charity? One makes you feel good you are seeing the help you are giving and you are doing it because you have the freedom to do it and want to do it. Now if I told you that you had to give the money to a group and the group would give the money for you to the most needy person but we won’t tell you how or who or when they get it, just know it’s for a good cause. And by the way we need you to give a little more. Now you are not feeling so good about it.
     
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  2. Feb 14, 2015 #162

    zannej

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    Exactly! And the sad thing is, there are STILL some people who are too poor to afford care mainly because the hospitals charge so damn much. If they lowered their prices, more of the people could pay. But because they charge such ludicrously high prices, people either don't get treatment or they wind up not paying at all.
     
  3. Feb 16, 2015 #163

    Chris

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    I got a text last night.

    Covered California Deadline to Enroll Has been Extended - but You Must Qualify! Visit www.*************.com for more info. Reply STOP to opt out

    Since when is it ok to push a government funded anything by advertising like this?
     
  4. Feb 16, 2015 #164

    havasu

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    This just proves how much of a failure this system is. People are ignoring the rules and the threats of receiving fines, so now they back down and extend the time to get the mandatory coverage.
     
  5. Feb 16, 2015 #165

    frodo

    frodo

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    on your tax return, is a little box..do you have insurance? ck yes and get on with your life ;)
     
  6. Feb 16, 2015 #166

    nunyabiz1

    nunyabiz1

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    Actually there is NO ENFORCEABLE MANDATE at all, it was purposely written in the bill that way.

    If you go to the ACA website it links straight to this IRS website, under facts about the mandate.

    http://www.irs.gov/Affordable-Care-...he-Individual-Shared-Responsibility-Provision

    There are numerous exemptions number one and if you follow this all the way down to the very bottom to last sentence the IRS fully admits that they can do NOTHING WHATSOEVER to get this money except to take the refund you might have coming, that is it. So no refund, no penalty plain and simple.
    It is easy to manipulate your taxes totally legally in order to get very little or no refund.

    So you are being given all the ways you can avoid buying your own insurance by the ACA and the IRS themselves so that the rest of us can pay for you when you get in over your head with $100,000++ medical bills, which BTW is the leading cause of bankruptcy in the USA.
    The ACA has changed NOTHING except to make it possible for millions to get health care insurance when they never could before, make it cheaper for at least 60% of everybody, change nothing for about 38% and possibly slightly raise premiums for about 2% that had bad policies in the first place.
    Everyone gets free preventive care paid for 100%, so all your Physicals, Mammograms, Flu Shots, Dental Checkups, everything that is preventative is paid for 100% not even a co pay.
    That saves everybody usually several hundred dollars per year just that alone.

    So in REALITY virtually everybody is in fact paying less either in premiums or in services now paid for.

    Here is how the 'Mandate" is enforced, this I copied and pasted straight from the bill itself.
    ______________________________________
    "(g) Administration and Procedure-
    ‘(1) IN GENERAL- The penalty provided by this section shall be paid upon notice and demand by the Secretary, and except as provided in paragraph (2), shall be assessed and collected in the same manner as an assessable penalty under subchapter B of chapter 68.
    (2) SPECIAL RULES- Notwithstanding any other provision of law—
    ‘(A) WAIVER OF CRIMINAL PENALTIES - *In the case of any failure by a taxpayer to timely pay any penalty imposed by this section, such taxpayer shall not be subject to any criminal prosecution or penalty with respect to such failure* .
    ‘(B) LIMITATIONS ON LIENS AND LEVIES - The Secretary shall NOT—
    ‘(i) file notice of lien with respect to any property of a taxpayer by reason of any failure to pay the penalty imposed by this section , or
    ‘(ii) levy on any such property with respect to such failure .’""
    ----------------------------------------------
     
  7. Feb 16, 2015 #167

    Chris

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    How do I go about getting free checkups? Mine still cost my copay if 45 bucks.

    Mine and several people I know had our premiums more than double. I think your 2% raise is off by quite a bit. The only ones that have not had to pay more are those that are either cheating the system or don't make a whole lot of money.

    I did the math this morning. I pay close to a grand a month for insurance and I am going to PT three times a week, I am paying full price until my deductible is meet. It is going to take over six months to have my insurance start paying anything. If I were a cash payer I would save over ten grand this year of money I can't afford to put out in the first place.

    Tell me again how this system is just as fair to me as it is the guy making 20k a year?
     
  8. Feb 16, 2015 #168

    oldognewtrick

    oldognewtrick

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    What has the net gain in people who have health care been? How many still do not have health care coverage?
     
  9. Feb 16, 2015 #169

    Chris

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    I'm curious of that as well.
     
  10. Feb 16, 2015 #170

    frodo

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    you will not get an answer to a question he can not answer.
    to his benefit.
    It is in their troll hand book. #6. if I am not mistak'n
     
  11. Feb 16, 2015 #171

    nunyabiz1

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    The system has NEVER been fair to someone making $20k a year LONG before the ACA ever existed.
    I have no idea why your premiums went up.

    My wifes and I premiums have only gone up I think its $6 total in 10 years and we have the best Health Care plan in the whole country, both retired and making a bit over 150k in retirement.
    We only pay $252 a month for full coverage, RX, Dental, Medical, Vision, with a $350 deductible per year.

    If you would rather pay cash, then simply bring your Tax Refund to near zero and have at it.
     
  12. Feb 16, 2015 #172

    nunyabiz1

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    Somewhere around 13 Million extra, but that is largely because all but ONE Right wing state has refused Medicaid.
     
  13. Feb 16, 2015 #173

    nunyabiz1

    nunyabiz1

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    I think I know exactly where you can stick that.
    The only one trolling here is you.
     
  14. Feb 16, 2015 #174

    havasu

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    Yep, and let me guess....It's all Bush's fault?
     
  15. Feb 16, 2015 #175

    bud16415

    bud16415

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    I agree with nunyabiz1 it’s really a simple thing for the average guy to understand. Here is a photo of the bill. They the party in charge at the time pushed all this thru in a couple days without no one even reading it.

    Here is what Tom Harkin a “co-author” had to say about it, for those of you that like the Canadian style of health care.
    http://thehill.com/homenews/senate/225812-harkin-dems-better-off-without-obamacare

    Obama Care 11,588,500 words or about 10,535 pages in contrast The Constitution (original) has 4543 words including signatures. There couldn’t be anything in the fine print could there?

    Here is a link to the condensed ACA law and bill only a few thousand pages if you would like to read it.
    https://www.healthcare.gov/where-can-i-read-the-affordable-care-act/

    Just remember “If you like your plan, you can keep your plan”.

    Who wrote the bill? Some would say Robert Creamer did.
    Short vid just to raise some blood pressures.
    ----on edit----Video removed per request of another member. I’m assuming Rush wouldn’t be a good quote also.
    Google is your friend just google (Robert Creamer ACA) and make up your own minds as to how all this came about and came about so quickly.----

    Obamacare_stack_0.jpg
     
  16. Feb 16, 2015 #176

    bud16415

    bud16415

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    Can you link the page on the healthcare exchange where your plan was located and provider?
     
  17. Feb 16, 2015 #177

    bud16415

    bud16415

    bud16415

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    From Post 25
    “My wife and I have insurance through her employer, that employer was the Federal Court system of which she retired from 4+ years ago. We have the exact same HC as Congress and the Judiciary have.
    We pay $250/month for FULL coverage, RX, Dental, Medical, Vision.”

    Did She happen to retire before ACA was in place and is covered under (Federal Employees Health and Benefits Program) that covers federal and retired workers and their dependents?


    http://www.opm.gov/healthcare-insurance/changes-in-health-coverage/
     
  18. Feb 16, 2015 #178

    slownsteady

    slownsteady

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    Quoting Glenn Beck is as inflammatory and biased as quoting Michael Moore. let's agree to leave them both out of this discussion.
     
  19. Feb 16, 2015 #179

    oldognewtrick

    oldognewtrick

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    Why, when I watch the news in the morning I watch local feeds, Fox News, CNN, MSNBC. I don't look at just one point of view. I read The Huffington Post and the Drudge Report. It's silly to believe any one of the so called news channels offers anything but biased reporting. Somewhere in the middle lies the truth. Moore probably has some truth as does Beck. It's up to you to sort it out and vet the issues.

    Now I must admit I really enjoy watching HLN with Robin Meade...;)
     
  20. Feb 16, 2015 #180

    bud16415

    bud16415

    bud16415

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    With permission of the Mods a replacement vid.

    [ame]https://www.youtube.com/watch?v=V2SHpYAhszU[/ame]
     
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